There are many people with a lot of consumer debt, it is time to break free from that group and statistic and take charge of your debt. The first step is to understand debt, as most people are in debt due to a lack of understanding of how some debt facilities work, as well as their long-term impact on your financial future. As the saying goes once you demystify something, by understanding it, it can no longer have a hold on you. After meeting many people struggling with bad debt because they did not understand what they were getting themselves into and unknowingly allowed businesses and banks to dictate to them how much debt they “can” afford, instead of what the individual can comfortably manage. Leading to the individual finding themselves barely able to keep their head above water, so, I felt the obligation to do something about it and create a course on a platform that can be accessed across the world by anyone interested in learning more about debt and have decided to take that first step of living a conscious life where you make intentional and informed decisions about your money. Given the popularity of credit cards, this course is designed to help people understand how credit cards work, to hopefully, assist them to better understand their responsibilities as a card holder, manage their debts well and know how to choose a card that best suits their needs. Enjoy it and I hope you are able to take some points away that you can apply to your life.