Why will you buy this course?
Learn NPA classification in such a way that you will understand the relation between NPA and its impact on the bank's balance sheet.
Learn how to avoid unnecessary NPA slippages.
Learn to calculate provisions on your own.
Learn how to face auditors when they are about to downgrade your accounts to NPA.
Equip yourself for various exams.
Remember the first time reading the guidelines on NPA norms and asset classification?
It's almost like reading an English newspaper for the first time. Right?
After every five or six words, you stumble on one whose meaning is not clear so you go and search the same. Its explanation is written in a different paragraph. While you carefully read that paragraph you stumble again. This time on some other words or concepts. This loop continues until and eventually, you get a vague idea and exist from the process.
In today's world, all the contents are available for free. No one pays for the content, people pay for organized content. Because for bankers time is precious. So I have capsuled my understanding in a form and way so that your life becomes easy in understanding the concepts of IRAC norms.
This is not a line by line reading of the existing guidelines that you all have. This is attacking a moderately complicated topic from the right corner and winning it step by step eventually achieving victory. This is about learning why and how the knowledge of IRAC norms can save your life as a banker. This is about how to face the auditors when they are about to classify your account as NPA. Things that are not covered in any textbooks.
Capital is the most precious thing in today's banking scenario. A bank with more capital has essentially more power towards lending which is our main income-generating activity. Capital need not be airdropped it can be generated by making a profit or by correct classification of assets as per extant norms. Also by avoiding unnecessary slippages to NPA. And the purpose of the tutorial is to show you the way. So the motive behind my content is not only to teach you NPA classification norms but to transform you into agents for capital generation and its preservation.
